Home and personal loan calculators
Our range of home loan, budgeting and finance calculators can help you plan your next move with confidence. Work out how much you may be able to borrow, estimate your repayments, see how much you could set aside for stamp duty, or find out how much you could save by making extra repayments. Use them as a starting point, then get in touch and we can talk through the numbers for your situation.
Loan repayment calculator
Work out what your repayments could look like across different loan amounts, interest rates and terms.
Borrowing power calculator
Get an estimate of how much you may be able to borrow based on your income, expenses and commitments.
Budget planner
Map out your income and expenses to see where your money goes and where you could make savings.
Comparison rate calculator
Look beyond the advertised rate and compare loans on a like-for-like basis with fees included.
Compound interest calculator
See how your savings or investments could grow over time as interest builds on interest.
Credit card calculator
Find out how long it could take to clear your card balance and how much interest you may pay.
Extra repayment calculator
See how much interest and time you could save by putting a little extra towards your loan.
Home loan offset calculator
See how an offset account could lower the interest you pay and help you pay off your loan sooner.
How long to repay calculator
Work out how long it could take to clear your loan based on your repayment amount.
Income tax calculator
Estimate your take-home pay after tax so you can plan your budget with confidence.
Interest-only mortgage calculator
Compare interest-only repayments with principal and interest repayments to see how they differ.
Introductory rate loan calculator
See how repayments on an introductory rate compare once the loan reverts to a standard variable rate.
Leasing calculator
Estimate the repayments and total cost of leasing a vehicle or equipment.
Loan comparison calculator
Compare two loans side by side to see how their rates, fees and features stack up.
Lump sum repayment calculator
See how a one-off lump sum payment could reduce your interest and shorten your loan term.
Property buying cost calculator
Estimate the upfront costs of buying a property, from stamp duty through to legal and lending fees.
Property selling cost calculator
Estimate the costs involved in selling your property, including agent and legal fees.
Reverse mortgage calculator
See how much equity you could access from your home and how it may affect your loan balance over time.
Savings growth calculator
Set a savings target and see how regular contributions could help you get there.
Split loan calculator
Work out your repayments when you split your loan between fixed and variable rates.
Stamp duty calculator
Estimate the stamp duty payable on your property purchase based on your state or territory.
Income annualisation calculator
Convert income earned over part of a year into an annual figure for lending purposes.
Income gross-up calculator
Convert your net income into a gross figure to help with loan assessments.
Rent vs Buy calculator
Compare the costs of renting against buying to help you weigh up which option suits you.
Fortnightly repayment calculator
See how switching to fortnightly repayments could trim the interest and time on your loan.
Mortgage switching calculator
Compare your current loan with a new one to see what you could save by refinancing.
Savings deposit calculator
Work out how long it could take to reach your savings goal based on regular deposits.
Savings target date calculator
Work out how much you need to set aside regularly to reach your savings goal by a set date.
Free Finance Calculators That Show You Exactly Where You Stand
Numbers matter more than guesswork when it comes to loans, savings, and everyday budgeting. These calculators give you real figures on repayments, interest, and how your money moves over time. Every result is an estimate based on what you enter, not a loan offer or approval. ADA Financial Services works with borrowers across the Sunshine Coast and Northern Australia. Run the numbers first, then talk to a broker about what fits your situation.
Ready to Turn These Numbers Into a Real Plan?
Calculators give you the numbers. A broker tells you what they mean for your situation. Speak with an ADA Financial Services specialist, and we'll compare lenders, model your options, and give you a clear, honest answer on what makes sense for you.